If the employee fails to notify timely, liability is not relieved unless which conditions exist?

Prepare for the Texas Statutes and Rules Property and Casualty Insurance Test. Study with flashcards and multiple choice questions, each with hints and explanations. Ensure you're geared up for success!

Timely notice to the employer or the workers’ comp insurer is required, but late notice won’t relieve liability if three things happen together: someone with knowledge of the injury or claim exists (the employer or the insurer already knows about it), there is a legitimate reason for not notifying sooner, and the insurer does not contest the claim. When all three are present, the late notice doesn’t bar the claim because there’s no prejudice to the insurer and the delay isn’t deemed unjustified. If any of these elements isn’t present—no knowledge by the employer or insurer, no good reason for the delay, or the insurer contests the claim—the late notice can provide a basis to relieve liability.