In Texas, which activity is explicitly allowed for insurance companies other than life insurers?

• A. Insuring houses, buildings and all other property against loss or damage by fire
• B. Selling life insurance products
• C. Providing health insurance
• D. Investing exclusively in stocks

Answer: (A)

In Texas, those insurers that are not life-focused are authorized to write property coverage, including fire insurance on homes, buildings, and other property. This reflects the typical scope of property and casualty (non-life) lines of authority, where the core business is protecting physical property from loss or damage. Selling life insurance products is the domain of life insurers, and providing health insurance is generally handled within life/health lines rather than pure property coverage. Investing exclusively in stocks isn’t itself an insurance operation or line of business, so it isn’t the explicit activity for non-life insurers.